Boards and senior executives make decisions that can affect credit quality, rating headroom and market perception. NorEste Global helps decision-makers understand how rating agencies and credit committees assess corporate credit, how applicable rating criteria are applied and how strategic decisions may influence rating outcomes.
Our Approach
Credit insight for decision-makers
Each session is designed around the company's context, audience and decisions on the agenda — translating credit rating and banking experience into clear, board-level insight.
01
Format One
Board sessions
Sessions for boards seeking to understand rating drivers, financial policy, credit risks and the potential rating impact of strategic decisions. Useful before a financing process, major investment, acquisition, dividend decision or annual capital strategy review.
02
Format Two
Executive sessions
Focused sessions for CEOs, CFOs and finance leadership teams preparing for a rating process, lender presentation, investor communication or strategic decision with credit implications.
03
Format Three
Industry and custom sessions
Sessions for industry associations, business chambers, family offices or executive groups seeking a practical understanding of rating criteria, credit cycles, market expectations and the credit implications of strategic decisions.
When organizations engage us
- Boards approaching a strategic decision with credit implications, such as acquisitions, major investments or dividend decisions.
- New directors joining the audit or finance committee of a rated company.
- CFOs preparing their teams for a first-time rating or financing process.
- Family-owned companies preparing leadership teams for institutional financing or rating processes.
- Industry associations or business chambers seeking sector-wide credit insight for their members.
- Boards conducting an annual capital strategy review.
Sample topics
Themes we most often cover
Every session is built to order. These are some of the recurring themes our clients ask us to address — alone or in combination.
How rating agencies assess corporate credit
Rating criteria, committee processes and analytical factors that shape rating decisions.
Available rating headroom
How leverage, liquidity and financial policy may affect rating headroom and market perception.
Strategic decisions and rating impact
How acquisitions, large investments, dividend decisions or other corporate actions may affect credit profile, rating headroom and investor perception.
Preparing for a rating or lender meeting
How management teams can prepare materials, anticipate questions and communicate consistently during external credit discussions.
ESG-related credit considerations
How ESG-related credit factors may affect credit ratings under applicable rating criteria.
Reading a credit report
How to interpret rating reports, outlooks, key rating drivers, sensitivities and committee language.
The board's role in credit
How boards can understand and monitor credit implications of financial policy, capital allocation and strategic decisions.
Frequently asked
Common questions
Who are these sessions for?
These sessions are designed for boards, CEOs, CFOs, finance teams, family-owned companies, industry associations and business chambers seeking a practical understanding of how credit decisions are assessed by rating agencies, lenders and credit committees.
Are sessions the same across all industries?
No. Sessions are adapted to the industry in which the company operates, because the factors relevant for explaining a credit rating can vary significantly across sectors. A mining company, a construction firm, an agribusiness or a manufacturing company may be assessed under different operational, financial and strategic variables. For chambers of commerce or multi-sector audiences, we combine common credit analysis principles with differentiated sector examples.
Can sessions be tailored to our company?
Yes. Each session is built around the company's financial profile, ownership structure, rating context, financing objectives, strategic situation and specific financial variables. Content is adjusted to the needs of the board, committee or executive team participating in the session.
Can sessions be delivered in English or Spanish?
Yes. Sessions can be delivered in English, Spanish or bilingual format, including technical credit vocabulary.